Releasing Equity via a Bridging Loan for Cash Flow  

Client Background 
Linda, a successful entrepreneur from London, owned several investment properties. Despite being asset-rich, she was experiencing short-term cash flow challenges due to a delayed payment on a major business contract. Rather than sell assets or take on expensive unsecured credit, Linda wanted to release equity from her portfolio using a bridging loan. 

The Challenge 
Her goal was to access funds quickly, within two weeks, to cover operational expenses and invest in a new opportunity. However, her existing mortgage lender couldn’t offer a further advance in time. She required a fast, flexible equity release solution that wouldn’t affect her long-term financing. 

The Solution 
Linda approached Best Bridging Loans after hearing positive feedback from another investor. Their team quickly assessed her portfolio and identified one property with substantial equity a London flat valued at £850,000 with only £300,000 outstanding on the mortgage. 

Best Bridging Loans secured a bridging loan of £350,000 against the property, allowing Linda to release funds without refinancing her entire portfolio. 
Key terms included: 

• Loan-to-value: 70% 

• Term: 6 months 

• Interest: 0.75% per month, rolled up 

• Exit strategy: business contract payment to repay loan 

The application, valuation, and legal process were completed in 11 working days. Funds were released directly into Linda’s business account, ensuring no interruption to her operations. 

The Outcome 
Linda successfully used the funds to stabilise her business cash flow and invest in a high-return opportunity. When the delayed contract payment arrived, she repaid the bridging loan in full within four months, incurring no early repayment penalties. 

Client Testimonial 

“Best Bridging Loans gave me breathing space when I needed it most. Their speed and professionalism meant I could access equity without selling property or taking costly finance.” 

SEO Summary 
This case illustrates how Best Bridging Loans help clients release equity quickly using bridging loans for cash flow. For property owners, investors, or business directors needing short-term liquidity, equity release bridging finance provides a practical, flexible, and fast solution.